A decade of fintech experience

A decade of fintech experience

Since 2009 we’ve been working with finance, insurance and fintech companies across the UK to provide branding, design and technical solutions to their very unique problems.

We’ve worked with clients that are market leaders and provided the technology and systems they need to keep ahead of the competition.

Our history in Finance


Coverbox insurance

Coverbox insurance

The first commercial telematics insurer

When Coverbox insurance wanted to launch a telematics insurance product to the UK market, hardly any of the infrastructure was in place.

We provided the full range of digital product development – from branding and website through to bespoke reporting and administration software solutions.

Working with Coverbox and a number of third parties across Europe, we helped get the first commercially successful telematics insurance product to market.

And we loved every minute of it.



2011 — Present

Co-op enter telematics insurance

Being a future-facing company, the Co-op soon saw the benefits of telematics insurance and how it was going to revolutionise the young driver insurance market.

Of course, working with a brand like the Co-op brought about its own challenges – which we relished. Adhering to existing brand guidelines, working closely with compliance and security and delivering a project which had multiple stakeholders.

Eight years later and we continue to support the Co-op.



Hastings Direct

Hastings Insurance were next to get involved in the telematics insurance offering with different requirements and a different messaging.

We worked really closely with them to improve conversions, streamline their mobile offering and reduce cancellations by focussing on the narrative of the site.


Lendy peer-to-peer

2014 — Present

Lendy (or Saving Stream as they were known back then) have scaled really quickly and had grown out of their MVP. They needed an agency to provide a full range of digital services, including beefing up internal systems, adding new services and conversion optimisation – especially important in a sector where CPA can get very high.

Most importantly though we provided a joined up digital strategy that went across everything from brand and customer facing websites and portals, to back office systems and management reporting.


Smart Driver Club

2015 — Present
Smart Driver Club

When one of the directors from Coverbox went their own way to launch a new insurance product, we were the obvious choice to help them. Smart Driver Club insurance is telematics insurance but with so much more added.

Not only do they have a club where they can offer discounts and incentives to their customers, but they also provide services to dealerships.

We provided the complete digital product for them, from branding all the way up.

An ISO 27001 agency

We're ISO 27001 accredited

We are delighted to be one of very few agencies that have achieved the ISO27001 standard for managing IT security.

Any organisation, whether a start-up, challenger or well established financial organisation needs to take their responsibility for their customers data seriously.

Achieving the ISO27001 standard demonstrates our commitment to security of information and shows our dedication to identifying risks and mitigating them both internally and for our clients.

ISO 27001 documents



  • Branding
  • Asset creation / social media content
  • User experience (UX) analysis
  • User interface (UI) design
  • Proof of concept / MVP design


  • Website development
  • Payment gateway integration
  • Address lookup
  • Anti Money Laundering (AML) checks & systems
  • Server set up and optimisation


  • Digital strategy
  • Conversion optimisation
  • Planning for rapid scaling

We love to solve problems

When working with financial companies, an important part of our process is to identify business challenges. Gaining insights from customers and an understanding of business objectives from stakeholders enables us to drive outcomes that solve problems and help businesses thrive.

Sticky notes
Computer system

We build systems to overcome weaknesses or gaps in existing systems

Many times we have been challenged to design and build systems and tools where no existing software was available. For the Co-op we built a whole suite of admin and reporting tools to help them manage the product.

Pie chart showing one quarter

Helped increase sales conversions

For SDC we carried out a large audit and user experience study to work out what problems their customers were facing. Our work resulted in a 14% increase in sales.

Similar work was completed for Lendy where over a period of months we streamlined, simplified and improved the customer onboarding process resulting in increased sales.


What our clients say about us

Smart Driver Club

“When Smartdriverclub were starting out, we needed a digital partner that was flexible and experienced enough in car insurance to get our product out there. Si digital are a great partner that provide support and advice as well as the “hands on” approach a startup needs.”

Mike Grant
DM/Sales Manager — Smartdriverclub
Co-op Insurance

“Co-op insurance have worked with Si digital for over 6 years. All the team have been great, with a can-do attitude and excellent design and development on both our website and customer portals. Si digital mix speed of change with the right level of control, understanding our needs and our customers needs to meet expectations.”

Steve Kerrigan
New Product Development Manager — Co-op Insurance
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We love a challenge. The ‘possibly impossible’ ideas. Any opportunity to use our experience over the last decade.

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